Attention homeowners in Murrells Inlet and Horry County: Get an Appraisal today!

The top reasons SC homeowners use E.F. Hucks & Associates, Inc.:

Find the right listing price (whether you're using an agent or selling the home on your own)
To challenge a SC property tax assessment
Remove PMI to cut a mortgage payments
To reinstate your Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
In the case of a SC divorce, where property needs to be divided
Determine the true market value of property in question to settle an estate in Horry county or SC

Do you own a house in or near Murrells Inlet? Do you need help determining the value of your real estate?
Contact E.F. Hucks & Associates, Inc..

At E.F. Hucks & Associates, Inc., we understand the particular needs of a consumer seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value opinion than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI canceled from your loan. At E.F. Hucks & Associates, Inc., we're experts in helping homeowners just like you abolish unnecessary PMI insurance.

Challenge property tax assessments

Lets say you live in a local area that is declining -- your local tax assessor may have your house overvalued. This only means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. An appraisal report from E.F. Hucks & Associates, Inc. is your best weapon when contesting your property tax assessment.

HELOC recently frozen?

Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. This can this be disadvantageous from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. An appraisal from E.F. Hucks & Associates, Inc. can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you'd wish to have a seasoned appraiser double-check it for efficiency or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables in question. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. While usually requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your home.